Fixed Home loans
Owner occupied and investment purposes
1 year fixed
Principal & Interest
|
6.14% p.a.1 |
Comparison rate:
|
6.10% p.a.* |
2 year fixed
Principal & Interest
|
6.04% p.a.1 |
Comparison rate:
|
6.09% p.a.* |
3 year fixed
Principal & Interest
|
6.04% p.a.1 |
Comparison rate:
|
6.09% p.a.* |
1 year fixed
Interest only
|
6.54% p.a.1 |
Comparison rate:
|
6.14% p.a.* |
2 year fixed
Interest only
|
6.44% p.a.1 |
Comparison rate:
|
6.16% p.a.* |
3 year fixed
Interest only |
6.44% p.a.1 |
Comparison rate:
|
6.20%p.a.* |
Simple
There's no monthly or annual fees, plus we don't limit how much you can repay each year. 3
Flexible
Make extra repayments, access redraw and benefit from a 100% offset account at no extra cost.
Fair
Whether you're borrowing for the home you live in or an investment, you can access the same rate for principal and interest repayments.
$0
Monthly fee
No ongoing monthly fees to keep things simple.
$0
Annual fee
No recurring annual fees to remember.
$500
Application fee
Includes standard valuation & legal fees. 4
$0
Online redraw
Redraw funds in advance via Internet Banking.
100%
Offset account
You can have up to two offset accounts per loan (or split loan) at no extra cost.
30
Years
Spread your repayments over terms up to 30 years.
$50,000
Min loan amount
The minimum loan amount for new loans.
95%
Maximum LVR 2
You can borrow up to 95% of the property value. 2
How to apply
You can apply online or give us a call - one of our Mortgage Specialists will be in touch.
Stay resilient
When it comes to your home loan, choosing a fixed rate is one way to keep repayments predictable for a term to make budgeting easier. Take a look at our other tips to help you stay resilient when it comes to your mortgage.
Find out moreHow an offset works
A quick overview of exactly how an offset account works so you can take advantage of one.
Read moreRate lock
Pay your loan off faster
Here's our tips on how to get ahead on your home loan and pay it off sooner.
Read moreYou can view Target Market Determinations here.
Credit eligibility criteria, terms & conditions, fees & charges apply. Available for home loans with a maximum exposure of $1 million.
1 Rates for new loans are current as at 29/04/24 and subject to change without notice. For fixed rate home loans, after the fixed interest period, the interest rate on the loan reverts to the street smart variable rate at the time. Break costs may apply for fixed home loans, please refer to your terms and conditions for more information. Interest Only repayments for owner-occupiers is subject to review and approval.
2 Some suburb exclusions apply. Lenders' Mortgage Insurance applies where the loan to value ratio (LVR) exceeds 80%.
3 Break costs may apply to fixed loans, please refer to your terms and conditions for more information.
4 Additional valuation and government fees may apply.
*The comparison rate is calculated on a loan amount of $150,000 over a loan term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.